:root {
  --ink: #18324a;
  --ink-deep: #102638;
  --text: #2f3c46;
  --muted: #68747d;
  --line: #d8d4cf;
  --paper: #f8f6f3;
  --surface: #ffffff;
  --taupe: #d8d0cd;
  --taupe-light: #ece7e3;
  --sand: #b8a99d;
  --focus: #7a5e4b;
  --shadow: 0 24px 65px rgba(25, 38, 49, .12);
  --radius: 18px;
  --container: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--text); background: var(--paper); font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; line-height: 1.7; -webkit-font-smoothing: antialiased; }
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration-thickness: 1px; text-underline-offset: 4px; }
button, input, textarea, select { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
button:focus-visible, a:focus-visible, input:focus-visible, textarea:focus-visible, select:focus-visible { outline: 3px solid rgba(122, 94, 75, .35); outline-offset: 3px; }
h1, h2, h3 { margin: 0 0 .65em; color: var(--ink); font-family: Georgia, "Times New Roman", serif; font-weight: 500; line-height: 1.12; letter-spacing: -.025em; }
h1 { font-size: clamp(2.8rem, 6vw, 5.65rem); }
h2 { font-size: clamp(2rem, 3.8vw, 3.3rem); }
h3 { font-size: 1.55rem; }
p { margin: 0 0 1.2rem; }
address { font-style: normal; }
.container { width: min(var(--container), calc(100% - 40px)); margin-inline: auto; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; left: 16px; top: 12px; z-index: 999; transform: translateY(-150%); padding: 10px 16px; background: var(--ink); color: white; border-radius: 8px; }
.skip-link:focus { transform: translateY(0); }
.information-bar { background: var(--ink-deep); color: #f4f1ee; font-size: .78rem; letter-spacing: .02em; }
.information-bar__inner { display: flex; justify-content: space-between; gap: 20px; padding-block: 7px; }
.information-bar span { display: inline-flex; align-items: center; gap: 7px; }
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(248, 246, 243, .94); border-bottom: 1px solid rgba(24, 50, 74, .11); backdrop-filter: blur(16px); }
.header-inner { min-height: 86px; display: flex; align-items: center; justify-content: space-between; gap: 36px; }
.brand { display: inline-flex; align-items: center; gap: 13px; text-decoration: none; }
.brand img { flex: 0 0 auto; }
.brand-text { display: grid; gap: 2px; }
.brand-text strong { color: var(--ink); font-family: Georgia, "Times New Roman", serif; font-size: 1.08rem; font-weight: 500; letter-spacing: .01em; }
.brand-text small { color: var(--muted); font-size: .72rem; letter-spacing: .08em; text-transform: uppercase; }
.primary-nav { display: flex; align-items: center; gap: 34px; }
.primary-nav a { position: relative; color: var(--ink); font-size: .9rem; font-weight: 650; text-decoration: none; }
.primary-nav a::after { content: ""; position: absolute; left: 0; right: 100%; bottom: -8px; height: 1px; background: var(--ink); transition: right .25s ease; }
.primary-nav a:hover::after, .primary-nav a.is-active::after { right: 0; }
.nav-toggle { display: none; width: 44px; height: 44px; border: 1px solid var(--line); background: var(--surface); color: var(--ink); border-radius: 50%; font-size: 1.4rem; align-items: center; justify-content: center; }
.hero { padding: clamp(54px, 7vw, 96px) 0 74px; background: linear-gradient(130deg, #f8f6f3 0%, #e9e3df 100%); overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.02fr .98fr; gap: clamp(44px, 7vw, 92px); align-items: center; }
.eyebrow { display: inline-block; margin-bottom: 18px; color: var(--focus); font-size: .75rem; font-weight: 750; letter-spacing: .16em; text-transform: uppercase; }
.hero-lead { max-width: 680px; color: #41505b; font-size: 1.16rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 30px 0 22px; }
.button { display: inline-flex; justify-content: center; align-items: center; gap: 9px; min-height: 50px; padding: 13px 20px; border: 1px solid transparent; border-radius: 999px; font-weight: 700; text-decoration: none; cursor: pointer; transition: transform .2s ease, box-shadow .2s ease, background .2s ease; }
.button:hover { transform: translateY(-2px); }
.button--primary { background: var(--ink); color: white; box-shadow: 0 12px 26px rgba(24, 50, 74, .18); }
.button--primary:hover { background: var(--ink-deep); }
.button--secondary { border-color: rgba(24, 50, 74, .26); background: transparent; color: var(--ink); }
.button--secondary:hover { background: rgba(255,255,255,.55); }
.button--light { background: #f8f6f3; color: var(--ink); }
.button--small { min-height: 42px; padding: 9px 15px; font-size: .85rem; }
.microcopy { display: flex; align-items: flex-start; gap: 9px; max-width: 640px; color: var(--muted); font-size: .82rem; }
.microcopy i { margin-top: 5px; color: var(--ink); }
.hero-media { position: relative; margin: 0; }
.hero-media::before { content: ""; position: absolute; inset: -28px -55px auto auto; width: 170px; height: 170px; border: 1px solid rgba(24,50,74,.18); border-radius: 50%; }
.hero-media img { width: 100%; height: min(620px, 65vw); object-fit: cover; border-radius: 180px 18px 18px 18px; box-shadow: var(--shadow); filter: saturate(.62) contrast(.94); }
.hero-media figcaption { position: absolute; right: -20px; bottom: 28px; width: min(330px, 80%); padding: 20px 22px; background: rgba(248,246,243,.94); border: 1px solid rgba(255,255,255,.6); box-shadow: 0 18px 40px rgba(24,50,74,.16); backdrop-filter: blur(12px); }
.hero-media figcaption span, .hero-media figcaption strong { display: block; }
.hero-media figcaption span { margin-bottom: 3px; color: var(--focus); font-size: .7rem; font-weight: 750; letter-spacing: .12em; text-transform: uppercase; }
.hero-media figcaption strong { color: var(--ink); font-family: Georgia, "Times New Roman", serif; font-weight: 500; }
.trust-strip { background: var(--surface); border-block: 1px solid var(--line); }
.trust-grid { display: grid; grid-template-columns: repeat(3, 1fr); }
.trust-grid > div { display: flex; align-items: center; gap: 14px; min-height: 116px; padding: 24px 30px; border-right: 1px solid var(--line); }
.trust-grid > div:first-child { border-left: 1px solid var(--line); }
.trust-grid i { color: var(--focus); font-size: 1.8rem; }
.trust-grid span { display: grid; }
.trust-grid strong { color: var(--ink); font-size: .95rem; }
.trust-grid small { color: var(--muted); }
.section { padding: clamp(72px, 9vw, 122px) 0; }
.section--compact { padding-top: 25px; padding-bottom: 90px; }
.section--muted { background: var(--taupe-light); }
.section-heading { max-width: 780px; margin-bottom: 44px; }
.section-heading > p { color: var(--muted); }
.split-heading { max-width: none; display: grid; grid-template-columns: 1fr .8fr; gap: 80px; align-items: end; }
.split-heading p { padding-bottom: 13px; }
.card-grid { display: grid; gap: 22px; }
.card-grid--three { grid-template-columns: repeat(3, 1fr); }
.card-grid--two { grid-template-columns: repeat(2, 1fr); }
.feature-card { min-height: 350px; padding: 34px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); transition: transform .25s ease, box-shadow .25s ease; }
.feature-card:hover { transform: translateY(-6px); box-shadow: 0 20px 48px rgba(24,50,74,.1); }
.icon-frame { display: inline-grid; place-items: center; width: 50px; height: 50px; margin-bottom: 28px; color: var(--ink); background: var(--taupe-light); border: 1px solid var(--line); border-radius: 50%; font-size: 1.4rem; }
.feature-card p { color: var(--muted); }
.feature-card a { display: inline-flex; align-items: center; gap: 6px; margin-top: 12px; color: var(--ink); font-weight: 750; text-decoration: none; }
.two-column { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(44px, 8vw, 100px); align-items: center; }
.two-column--text { align-items: start; }
.image-panel img { width: 100%; height: 600px; object-fit: cover; border-radius: 18px 140px 18px 18px; filter: saturate(.6); box-shadow: var(--shadow); }
.content-panel p, .prose { color: #4d5b65; }
.check-list { display: grid; gap: 12px; margin: 28px 0; padding: 0; list-style: none; }
.check-list li { display: flex; gap: 11px; align-items: flex-start; }
.check-list i { display: grid; place-items: center; flex: 0 0 24px; height: 24px; margin-top: 3px; color: white; background: var(--ink); border-radius: 50%; font-size: .78rem; }
.text-link { display: inline-flex; align-items: center; gap: 7px; color: var(--ink); font-weight: 750; text-decoration: none; }
.regulatory-panel { display: grid; grid-template-columns: .8fr 1.2fr; gap: 80px; padding: clamp(38px, 6vw, 70px); color: #e9edef; background: var(--ink); border-radius: 22px; box-shadow: var(--shadow); }
.regulatory-panel h2 { color: white; }
.regulatory-panel p { color: #d7dfe4; }
.regulatory-panel .button--secondary { color: white; border-color: rgba(255,255,255,.38); }
.regulatory-panel--light { color: var(--text); background: white; border: 1px solid var(--line); box-shadow: none; }
.regulatory-panel--light h2 { color: var(--ink); }
.regulatory-panel--light p { color: var(--text); }
.contact-band { display: flex; justify-content: space-between; align-items: center; gap: 35px; padding: 44px 50px; color: white; background: #7a6e68; border-radius: var(--radius); }
.contact-band h2 { color: white; margin-bottom: .25em; }
.contact-band p { max-width: 760px; margin-bottom: 0; color: #f0ece9; }
.page-hero { padding: clamp(54px, 8vw, 92px) 0; background: linear-gradient(135deg, var(--taupe-light), var(--paper)); }
.page-hero__grid { display: grid; grid-template-columns: .95fr 1.05fr; gap: 70px; align-items: center; }
.page-hero h1 { font-size: clamp(2.8rem, 5vw, 5rem); }
.page-hero p { max-width: 680px; font-size: 1.1rem; }
.page-hero img { width: 100%; height: 470px; object-fit: cover; border-radius: 18px 110px 18px 18px; filter: saturate(.58); box-shadow: var(--shadow); }
.principles-grid { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid #cfc7c2; border-left: 1px solid #cfc7c2; }
.principles-grid article { min-height: 310px; padding: 30px; border-right: 1px solid #cfc7c2; border-bottom: 1px solid #cfc7c2; }
.principles-grid article > span { color: var(--focus); font-family: Georgia, "Times New Roman", serif; font-size: 1.3rem; }
.principles-grid p { color: var(--muted); }
.audience-layout { display: grid; grid-template-columns: .85fr 1.15fr; gap: 90px; align-items: start; }
.audience-list { display: grid; gap: 1px; background: var(--line); border: 1px solid var(--line); }
.audience-list > div { display: flex; align-items: center; gap: 18px; padding: 24px 28px; background: var(--surface); }
.audience-list i { color: var(--focus); font-size: 1.7rem; }
.audience-list span { display: grid; }
.audience-list strong { color: var(--ink); }
.audience-list small { color: var(--muted); }
.service-stack { display: grid; gap: 20px; }
.service-detail { display: grid; grid-template-columns: 90px 1fr; gap: 28px; padding: clamp(30px, 5vw, 58px); background: white; border: 1px solid var(--line); border-radius: var(--radius); scroll-margin-top: 120px; }
.service-number { color: var(--sand); font-family: Georgia, "Times New Roman", serif; font-size: 2rem; }
.service-detail h3 { font-size: clamp(1.8rem, 3vw, 2.55rem); }
.service-detail h3 small { display: block; margin-top: 8px; color: var(--muted); font-family: Inter, sans-serif; font-size: .72rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.service-detail p { max-width: 850px; }
.service-detail ul { columns: 2; padding-left: 20px; color: var(--muted); }
.topic-card { display: flex; gap: 22px; min-height: 190px; padding: 30px; background: rgba(255,255,255,.65); border: 1px solid #d4ccc7; }
.topic-card > i { flex: 0 0 auto; color: var(--focus); font-size: 2rem; }
.topic-card p { margin-bottom: 0; color: var(--muted); }
.notice-panel { display: flex; gap: 24px; align-items: flex-start; padding: 36px; background: #f0ece8; border-left: 4px solid var(--focus); }
.notice-panel > i { color: var(--focus); font-size: 2rem; }
.notice-panel h2 { margin-bottom: .25em; font-size: 2rem; }
.notice-panel p { margin-bottom: 0; }
.contact-layout { display: grid; grid-template-columns: .75fr 1.25fr; gap: clamp(50px, 8vw, 110px); align-items: start; }
.contact-details h2 { margin-bottom: 1em; }
.contact-item { display: flex; gap: 17px; padding: 24px 0; border-top: 1px solid var(--line); }
.contact-item > i { margin-top: 5px; color: var(--focus); font-size: 1.45rem; }
.contact-item > div { display: grid; gap: 4px; }
.contact-item strong { color: var(--ink); }
.contact-caution { display: flex; gap: 13px; margin-top: 28px; padding: 20px; background: var(--taupe-light); border-radius: 12px; }
.contact-caution i { margin-top: 4px; color: var(--focus); font-size: 1.4rem; }
.contact-caution p { margin: 0; font-size: .88rem; }
.form-card { padding: clamp(30px, 5vw, 52px); background: white; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: 0 18px 55px rgba(24,50,74,.08); }
.form-card > p { color: var(--muted); }
.form-card form { display: grid; gap: 18px; margin-top: 30px; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-card label { display: grid; gap: 7px; color: var(--ink); font-size: .86rem; font-weight: 700; }
.form-card input, .form-card textarea, .form-card select { width: 100%; border: 1px solid #cfcac6; border-radius: 10px; background: #fbfaf9; color: var(--text); padding: 13px 14px; }
.form-card textarea { resize: vertical; min-height: 165px; }
.form-card label small { justify-self: end; color: var(--muted); font-weight: 500; }
.checkbox-label { grid-template-columns: 22px 1fr; align-items: start; }
.checkbox-label input { width: 18px; height: 18px; margin-top: 3px; accent-color: var(--ink); }
.checkbox-label span { color: var(--text); font-weight: 500; }
.form-card [aria-invalid="true"] { border-color: #8d3c35; box-shadow: 0 0 0 3px rgba(141,60,53,.1); }
.form-status { min-height: 1.7em; margin: 0; color: var(--ink); font-size: .9rem; }
.legal-hero { padding: 74px 0 58px; background: var(--taupe-light); border-bottom: 1px solid var(--line); }
.legal-hero h1 { font-size: clamp(2.8rem, 5vw, 4.8rem); }
.legal-hero p { color: var(--muted); }
.legal-layout { display: grid; grid-template-columns: 240px 1fr; gap: 75px; align-items: start; }
.legal-toc { position: sticky; top: 118px; display: grid; gap: 10px; padding: 22px; border: 1px solid var(--line); background: white; border-radius: 12px; }
.legal-toc strong { color: var(--ink); margin-bottom: 5px; }
.legal-toc a { color: var(--muted); font-size: .9rem; text-decoration: none; }
.legal-toc a:hover { color: var(--ink); }
.legal-content { max-width: 840px; }
.legal-content h2 { margin-top: 2.1em; font-size: 2rem; scroll-margin-top: 120px; }
.legal-content h2:first-of-type { margin-top: 1.5em; }
.legal-content p, .legal-content li { color: #4c5962; }
.legal-content code { padding: 2px 6px; background: #ece8e4; border-radius: 5px; }
.legal-intro { display: flex; gap: 18px; padding: 26px; color: var(--ink); background: #eef1f3; border-radius: 12px; }
.legal-intro i { margin-top: 3px; font-size: 1.7rem; }
.legal-intro p { margin: 0; color: var(--ink); }
.table-wrap { overflow-x: auto; }
table { width: 100%; border-collapse: collapse; background: white; }
th, td { padding: 15px; text-align: left; border: 1px solid var(--line); vertical-align: top; }
th { color: var(--ink); background: var(--taupe-light); }
.site-footer { padding: 72px 0 22px; color: #dbe2e6; background: var(--ink-deep); }
.footer-grid { display: grid; grid-template-columns: 1.4fr .75fr .75fr; gap: 70px; }
.brand--footer .brand-text strong { color: white; }
.brand--footer .brand-text small { color: #aebcc5; }
.footer-note { max-width: 560px; margin-top: 22px; color: #aebcc5; font-size: .88rem; }
.site-footer h2 { color: white; font-family: Inter, sans-serif; font-size: .8rem; font-weight: 750; letter-spacing: .13em; text-transform: uppercase; }
.site-footer address, .site-footer > div > div { color: #b9c5cc; }
.site-footer a, .footer-link-button { display: block; margin: 7px 0; color: #dbe2e6; background: none; border: 0; padding: 0; font-size: .9rem; text-align: left; cursor: pointer; }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; margin-top: 58px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.13); color: #93a4ae; font-size: .78rem; }
.cookie-banner { position: fixed; z-index: 100; left: 22px; right: 22px; bottom: 20px; display: flex; justify-content: space-between; align-items: center; gap: 30px; max-width: 1100px; margin-inline: auto; padding: 22px 24px; background: rgba(255,255,255,.98); border: 1px solid var(--line); border-radius: 16px; box-shadow: 0 20px 70px rgba(17,34,48,.25); }
.cookie-banner[hidden] { display: none; }
.cookie-banner__copy { max-width: 720px; }
.cookie-banner__copy strong { color: var(--ink); }
.cookie-banner__copy p { margin: 4px 0 0; color: var(--muted); font-size: .85rem; line-height: 1.5; }
.cookie-banner__actions { display: flex; align-items: center; gap: 8px; flex-wrap: wrap; justify-content: flex-end; }
.text-button { border: 0; background: transparent; color: var(--ink); font-weight: 700; cursor: pointer; }
.cookie-dialog { width: min(640px, calc(100% - 28px)); padding: 0; border: 0; border-radius: 18px; box-shadow: var(--shadow); }
.cookie-dialog::backdrop { background: rgba(12,28,40,.58); backdrop-filter: blur(4px); }
.cookie-dialog__panel { padding: 30px; }
.dialog-heading { display: flex; justify-content: space-between; gap: 20px; align-items: start; }
.dialog-heading h2 { font-size: 2.2rem; }
.icon-button { display: grid; place-items: center; width: 42px; height: 42px; border: 1px solid var(--line); background: white; border-radius: 50%; color: var(--ink); cursor: pointer; }
.preference-row { display: flex; justify-content: space-between; gap: 25px; align-items: center; padding: 22px 0; border-top: 1px solid var(--line); }
.preference-row strong { color: var(--ink); }
.preference-row p { margin: 4px 0 0; color: var(--muted); font-size: .86rem; line-height: 1.5; }
.status-pill { flex: 0 0 auto; padding: 6px 10px; color: var(--ink); background: var(--taupe-light); border-radius: 999px; font-size: .72rem; font-weight: 700; }
.dialog-actions { display: flex; justify-content: flex-end; gap: 10px; padding-top: 20px; border-top: 1px solid var(--line); }
.noscript-note { position: fixed; left: 0; right: 0; bottom: 0; z-index: 200; padding: 10px; background: #fff4ce; color: #4c3b00; text-align: center; }
@media (max-width: 980px) {
  .hero-grid, .page-hero__grid, .two-column, .audience-layout, .contact-layout, .regulatory-panel { grid-template-columns: 1fr; }
  .hero-media { max-width: 760px; }
  .hero-media img { height: 590px; }
  .split-heading { grid-template-columns: 1fr; gap: 0; }
  .card-grid--three { grid-template-columns: 1fr 1fr; }
  .principles-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1.2fr 1fr; }
  .footer-grid > div:first-child { grid-column: 1 / -1; }
  .legal-layout { grid-template-columns: 1fr; gap: 35px; }
  .legal-toc { position: static; grid-template-columns: repeat(3, 1fr); }
  .legal-toc strong { grid-column: 1 / -1; }
}
@media (max-width: 760px) {
  .container { width: min(100% - 28px, var(--container)); }
  .information-bar__inner span:last-child { display: none; }
  .header-inner { min-height: 74px; }
  .brand-text strong { font-size: .95rem; }
  .brand-text small { display: none; }
  .nav-toggle { display: inline-flex; }
  .primary-nav { position: absolute; top: 100%; left: 0; right: 0; display: none; padding: 18px 20px 25px; background: var(--paper); border-bottom: 1px solid var(--line); box-shadow: 0 18px 35px rgba(24,50,74,.12); }
  .primary-nav.is-open { display: grid; gap: 18px; }
  .primary-nav a { font-size: 1rem; }
  .hero { padding-top: 42px; }
  .hero-grid, .page-hero__grid { gap: 42px; }
  .hero-media img { height: 480px; border-radius: 100px 14px 14px 14px; }
  .hero-media figcaption { right: 12px; bottom: 12px; }
  .trust-grid { grid-template-columns: 1fr; }
  .trust-grid > div, .trust-grid > div:first-child { min-height: 90px; border-left: 1px solid var(--line); border-bottom: 1px solid var(--line); }
  .card-grid--three, .card-grid--two, .form-grid { grid-template-columns: 1fr; }
  .feature-card { min-height: 0; }
  .image-panel img, .page-hero img { height: 420px; }
  .regulatory-panel { gap: 25px; padding: 30px; }
  .contact-band { align-items: flex-start; flex-direction: column; padding: 34px 28px; }
  .principles-grid { grid-template-columns: 1fr; }
  .principles-grid article { min-height: 0; }
  .service-detail { grid-template-columns: 1fr; gap: 5px; }
  .service-detail ul { columns: 1; }
  .footer-grid { grid-template-columns: 1fr; gap: 38px; }
  .footer-grid > div:first-child { grid-column: auto; }
  .footer-bottom { flex-direction: column; }
  .cookie-banner { align-items: stretch; flex-direction: column; left: 12px; right: 12px; bottom: 12px; gap: 14px; }
  .cookie-banner__actions { justify-content: stretch; }
  .cookie-banner__actions .button { flex: 1; }
  .preference-row { align-items: flex-start; }
  .dialog-actions { flex-direction: column-reverse; }
  .legal-toc { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 460px) {
  h1 { font-size: 2.55rem; }
  h2 { font-size: 2rem; }
  .brand img { width: 44px; height: 44px; }
  .hero-media img, .page-hero img, .image-panel img { height: 350px; }
  .hero-actions .button { width: 100%; }
  .topic-card { flex-direction: column; }
  .legal-toc { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}